KashFulus

by eTijar

AAOIFI Certified • Shariah Compliant

Turn Your Cash Flow
Into Islamic Finance

Get your AltScore (300-900) based on real business cashflow and unlock Shariah-compliant financing through Murabaha, Ijarah, and Musharakah products with KashFulus.

AED 45M+
Financing Facilitated
500+
Businesses Served
87%
Approval Rate
2.3 days
Average Processing

Why Choose KashFulus?

KashFulus is the first Islamic finance platform that uses alternative credit scoring to unlock financing for businesses with strong cashflows.

AltScore Engine

Get your alternative credit score (300-900) based on real cashflow data, not traditional credit history.

Shariah Compliant

AAOIFI-aligned Islamic finance products including Murabaha, Ijarah, and Musharakah facilities.

Cashflow Analytics

Deep insights into your business performance with payment coverage ratios and stability metrics.

Bank-Grade Security

Enterprise-level encryption and NDPR-compliant data protection for your financial information.

Get Financing in 3 Simple Steps

From cashflow analysis to Shariah-compliant financing approval

1

Connect Your Banks

Securely connect your business bank accounts to analyze your cashflow patterns and generate your AltScore.

2

Get Your AltScore

Receive your alternative credit score (300-900) based on payment capacity, stability, and financial conduct.

3

Access Islamic Finance

Get matched with Shariah-compliant lenders offering Murabaha, Ijarah, and partnership-based financing.

Ready to Unlock Islamic Financing?

Join hundreds of businesses that have accessed Shariah-compliant financing through KashFlow. Join hundreds of businesses that have accessed Shariah-compliant financing through KashFulus. Get your AltScore assessment in minutes.

No hidden fees
100% Shariah compliant
Bank-grade security